The down payment is the biggest hurdle most buyers face — and it's often smaller than they expect. See if you qualify for down payment assistance and grant programs across Las Vegas and Henderson.
Tell us a bit about your plans and we'll match you with the right lender.
Assistance and grant programs can reduce — or in some cases cover — the cash you need at closing, so a home is within reach sooner.
Put less of your own money down and hold onto a healthy cushion for moving, furnishing, and life after closing.
Many buyers assume they need 20% down. Between assistance programs and low-down-payment loans, the real number is often far less.
Complete the short form — no cost, no obligation, and no impact on your credit to ask.
We connect you with a trusted local lender who knows the current assistance and grant programs inside out.
The lender reviews your situation and lays out the programs and loan options you're eligible for — in plain English.
With your true down payment and budget confirmed, we'll help you find and win the right home across the valley.
Down payment assistance (DPA) is help — often in the form of a grant or a second loan — that reduces the cash a buyer needs at closing. Nevada offers several programs aimed at making homeownership more attainable, and there are also low-down-payment loan options (like FHA and VA) that work alongside them. Programs, amounts, and eligibility change over time, so the best first step is a quick conversation with a lender who works with them every day.
It varies by program, your income, the home's price, and your loan type — so there's no single number. Rather than quote a figure that may be out of date, we'll match you with a lender who will tell you exactly what's available to you right now. Requesting that review is free.
It depends on the program. Some assistance is structured as a grant that doesn't need to be repaid; other programs are a second loan that's repaid, deferred, or even forgiven over time if you stay in the home. Your lender will explain the exact terms of any program you qualify for before you commit to anything.
Not necessarily. Some programs are reserved for first-time buyers (often defined as not having owned a home in the past three years), but others are open to repeat buyers who meet income and property guidelines. We'll help you find the programs that fit your situation.
Often, yes. Down payment assistance is frequently paired with FHA loans, and veterans and active-duty military may qualify for zero-down VA financing that can reduce the need for assistance altogether. A lender will help you structure the combination that costs you the least out of pocket.
Simply requesting information and talking through your options does not affect your credit. A lender will only run a credit check when you're ready to move toward a pre-approval, and they'll ask first.
It's free, there's no obligation, and it could put a home within reach sooner than you think — or call (702) 793-2158 to talk it through.
